:root{--ink:#102441;--ink-2:#1d3a63;--gold:#c6a24c;--gold-2:#ab8a3c;--bg:#fff;--bg-soft:#f4f6fb;--line:#e6ebf5;--muted:#5a6685}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Manrope,system-ui,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
a{color:inherit;text-decoration:none}
.container{max-width:1080px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:12px;padding:13px 22px;font-weight:800;font-size:16px;cursor:pointer;font-family:inherit}
.btn-primary{background:var(--gold);color:var(--ink)}
.btn-ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.3)}
.btn-dark{background:var(--ink);color:#fff}
svg.ph{width:17px;height:17px;vertical-align:-3px}
header.site{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .container{display:flex;align-items:center;gap:18px;height:66px}
header.site .brand img{height:32px;width:auto;display:block}
header.site nav{display:flex;gap:22px;margin-left:auto}
header.site nav a{font-weight:700;font-size:15px}
header.site nav a:hover{color:var(--gold-2)}
@media(max-width:820px){header.site nav{display:none}}
.hero{background:linear-gradient(180deg,#0d1f39,#16305a);color:#fff;padding:70px 0 78px}
.hero .bc{font-size:13px;color:#9fb0cf;margin:0 0 14px}
.hero .bc a{color:#cdd8ec}
.hero h1{font-size:42px;line-height:1.12;margin:0 0 18px;font-weight:800;letter-spacing:-.5px}
.hero p.lead{font-size:19px;color:#cdd8ec;max-width:660px;margin:0 0 28px}
.hero .cta-row{display:flex;gap:12px;flex-wrap:wrap}
@media(max-width:640px){.hero h1{font-size:31px}}
section{padding:60px 0}
h2{font-size:29px;font-weight:800;letter-spacing:-.3px;margin:0 0 14px}
.sub{color:var(--muted);font-size:17px;max-width:660px;margin:0 0 32px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media(max-width:820px){.grid3{grid-template-columns:1fr}}
.card{background:var(--bg-soft);border:1px solid var(--line);border-radius:16px;padding:24px}
.card h3{margin:0 0 8px;font-size:19px}
.card p{margin:0;color:var(--muted);font-size:15px}
.soft{background:var(--bg-soft)}
.list{max-width:720px}
.list li{margin:11px 0;font-size:16px;display:flex;gap:10px}
.list li svg{flex:0 0 auto;width:20px;height:20px;stroke:var(--gold-2);margin-top:2px}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{font-weight:700;cursor:pointer;list-style:none;font-size:17px}
.faq summary::-webkit-details-marker{display:none}
.faq p{margin:12px 0 0;color:var(--muted)}
.final{background:var(--ink);color:#fff;text-align:center}
.final h2{color:#fff}.final p{color:#cdd8ec;max-width:560px;margin:0 auto 26px}
footer{background:#0b1a30;color:#9fb0cf;padding:34px 0;font-size:14px}
footer a{color:#cdd8ec}
footer .row{display:flex;gap:18px;flex-wrap:wrap;align-items:center;justify-content:space-between}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:40;display:none;padding:10px 14px;background:var(--ink)}
.callbar a{width:100%}
@media(max-width:760px){.callbar{display:block}body{padding-bottom:72px}}
/* article (guida) */
.article-wrap{max-width:760px}
article h2{font-size:25px;margin:36px 0 12px}
article h3{font-size:19px;margin:22px 0 8px}
article p{margin:0 0 14px;font-size:17px;line-height:1.65}
article ul{padding-left:22px}article li{margin:6px 0;font-size:17px}
.box{background:var(--bg-soft);border:1px solid var(--line);border-radius:14px;padding:22px;margin:26px 0}
.box h3{margin-top:0}